Terms & Conditions

1. This customer promotion offer is only applicable to “LionGuardian PlusOne”. The promotion period is from 1 April to 30 June 2022, both days inclusive, with successful policy issuance on or before 31 August 2022.

2. Annualized Premium refers to the premium(s) due and paid within the 1st Policy Year, excluding substandard premiums, loading premiums, levy(ies) and Supplementary Benefit’s premium.

3. Premium Refund Promotion

a. The Premium Refund Promotions for is only applicable to “LionGuardian PlusOne” policies with annual premium payment mode. Premium refund amount will only be deposited into the policy(s) in the 2nd Policy Year if the insurance policy(s) is still in force and the premium payment mode remains annual in the 2nd Policy Year.

b. The premium refund amount will only be used for part of the premium(s) and levy(ies) settlement in the 2nd Policy Year, withdrawal of the premium refund is not allowed.

c. The premium refund amount is equal to the Annualized Premium multiplied by the designated percentage of premium refund.

4. COVID-19 Vaccination Offer

a. This Promotion is only applicable to “LionGuardian PlusOne” with annual premium payment mode.

b. This Promotion is only applicable to Policyholder(s) or Insured(s), who have received at least 1 dose of the COVID-19 vaccine in Hong Kong under the COVID-19 Vaccination Programme implemented by the Hong Kong SAR Government before submitting the application for “LionGuardian PlusOne”.

c. Policyholder(s) or Insured(s) is required to provide the COVID-19 vaccination proof issued by the Department of Health of the Hong Kong Government upon submitting the application for “LionGuardian PlusOne”, displayed with Policyholder’s or Insured’s name and identity document number in full, and with the date of receiving vaccination.

d. The premium refund amount will only be deposited into the policy(s) in the 2nd Policy Year if the insurance policy(s) is still in force and the premium payment mode remains annual in the 2nd Policy Year.

e. The premium refund amount will only be used for part of the premium(s) and levy(ies) settlement in the 2nd Policy Year, withdrawal of the premium refund is not allowed.

f. The premium refund amount is equal to the Annualized Premium multiplied by 60%.

g. In any case, the total premium refund amount for eligible “LionGuardian PlusOne” policy(ies) will not be more than 60% of the Annualized Premium.

5. The Promotion cannot be changed, transferred, returned, exchanged for other gifts or redeemed for cash.

6. In case of cancellation of the policy during the cooling-off period or in any event of a refund of premium, the portion of any premium payments that has been deducted by the Promotion will under no circumstances be counted as premium paid for reckoning the refundable amount of total premiums paid.

7. This Promotion cannot be used in conjunction with other promotional offers.

The above plan can be purchased as a standalone insurance policy(ies) instead of bundling with other type(s) of insurance products. The product information of this promotion flyer does not contain the full provisions of the above plan, the full terms can be found in the Policy Provisions.

Generali Life (Hong Kong) Limited (“Generali”) reserves the right to vary or terminate this Promotion at any time without prior notice. In case of any dispute(s), the decision of Generali shall be final. Generali reserves the right to decide at its sole discretion to accept or decline any application according to the information provided by you at the time of application.

The above plan is underwritten by Generali. This promotion flyer is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or solicitation to buy or provision of any insurance product outside Hong Kong.

This promotion flyer is for general reference only and should not be regarded as professional advice or recommendation. This promotion flyer should be read in conjunction with the relevant product brochure. For details of coverage, limitations, product risks, terms and conditions, please refer to the insurance policy documents, e.g. illustration, Policy Provision, product brochure and other supplementary materials (if applicable) of the above plan. For Policy Provisions and product details, please contact your Insurance Advisers or Generali’s Representatives.

LionGuardian PlusOne

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